Privacy Policy

1. Information We Collect

We collect information you provide directly, including name, address, ZIP code, phone number, email, and insurance-related request details. Depending on your submission, additional information may be requested by third-party providers to complete quote eligibility and policy processing.

We also collect technical information automatically, such as IP address, browser type, device data, pages visited, referral URL, and interaction events for analytics, security, and service optimization.

2. How We Use Information

We use collected data to:

• process and route quote requests to relevant licensed providers;
• communicate with you about your request and service updates;
• operate, secure, and improve our website, forms, and performance;
• detect, prevent, and investigate fraud, abuse, and security incidents;
• comply with legal obligations and enforce our Terms & Conditions.

3. How We Share Information

We may share your information with trusted third-party insurance providers and partners to fulfill your quote request. We may also share information with service providers supporting hosting, analytics, security, communication, and compliance operations.

We may disclose information where required by law, legal process, regulatory request, or when necessary to protect rights, property, or safety. In the event of merger, acquisition, or asset sale, information may be transferred as part of that transaction.

4. SMS, Calls, and Communication Preferences

By submitting your details, you consent to receive calls, SMS, and email communications from us and/or participating providers as described in our Terms. You may opt out of SMS by replying STOP and can opt out of marketing emails using the unsubscribe link in those emails.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to support core website functionality, remember preferences, measure traffic, and improve user experience. You can manage cookies through your browser settings, though disabling cookies may impact some features.

6. Data Retention

We retain personal information for as long as necessary to provide services, maintain business records, resolve disputes, enforce agreements, and meet legal or regulatory obligations.

7. Your Privacy Rights

Depending on your state of residence, you may have rights to request access, correction, deletion, or limitation of use of personal information, and to appeal certain decisions. To submit a request, contact us using the details in the Contact section below.

We will verify requests where required by law and respond within applicable deadlines. We do not discriminate against users for exercising legally protected privacy rights.

8. Children's Privacy

Our services are intended for users age 18 or older. We do not knowingly collect personal information from children under 18. If such information is identified, we will take reasonable steps to delete it.

9. Data Security

We use administrative, technical, and organizational safeguards designed to protect personal information. No system is completely secure, and we cannot guarantee absolute security of data transmitted or stored.

10. Third-Party Links

Our website may include links to third-party websites. We are not responsible for third-party privacy practices. Please review the privacy notices of external websites you visit.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version is effective when posted on this page with a revised "Last updated" date.

12. Contact

For privacy questions or requests, contact us at privacy@quotero.com.